North London Beth Din
Shtar chov validation for halachic wills
50%
Reduction in dayan review time per endorsement
The Problem#
- Jewish halachic wills use a shtar chov (debt instrument) mechanism to reconcile halacha with English testamentary freedom
- Under halacha, inheritance is prescribed: sons inherit (firstborn gets a double portion), daughters inherit only if there are no sons, and the wife does not inherit (she has ketubah rights instead)
- A testator who wants to leave assets to a daughter or wife must create a halachic debt instrument making the halachic heirs “owe” the estate an enormous sum, forgiven only if they distribute according to the English will
- The Beth Din must validate that this mechanism is correctly constructed — but currently receives the will as a paper document, with no structured way to verify the shtar chov logic
- Each endorsement takes a dayan 3–4 hours of manual review
How They’d Use INHERIT#
- The Beth Din receives INHERIT documents containing the
jewish-successionextension, which models theshtarChovmechanism withdebtAmount,forgiveCondition(referencing the English will’s distribution),witnessPersonIds[](the two kosher witnesses required), andbethDinEndorsement(the validation status) person.jsonentries includeritualNamewithnameSystem: "hebrew"— essential for halachic documents where the Hebrew name, not the legal name, is the binding identifierbequest.jsonentries carryconstrainedBy: "religious_rule"where the distribution is driven by halachakinship.jsonentries model the halachic family tree — critical because halachic inheritance follows patrilineal descent, and the Beth Din must verify the family structure to confirm the correct heirs- The
relationship.jsonentries establish the precise lineage required for firstborn double-portion calculations
The Integration#
- The Beth Din receives INHERIT documents from solicitors who prepare halachic wills
- A dayan reviews the structured shtar chov data, verifies the kinship tree against halachic rules, and records the endorsement directly in the INHERIT document’s
jewish-successionextension fields - The endorsed document is returned to the solicitor as portable proof of halachic compliance
The Business Case#
- The Beth Din handles approximately 200–300 halachic will endorsements per year
- Currently, each endorsement requires 3–4 hours of manual review; structured data reduces this to 1–2 hours by pre-calculating the halachic distribution and presenting the shtar chov logic clearly
- That is approximately 400–600 dayan hours saved annually
- The Beth Din’s endorsement, recorded in the INHERIT document, becomes portable proof of halachic compliance that the family can present to any rabbinical authority worldwide
Before / After#
Without INHERIT:
- A solicitor prepares a halachic will and posts a paper copy to the Beth Din
- A dayan reads the entire will, manually identifies the shtar chov clause, and extracts the debt amount and forgiveness conditions
- The dayan reconstructs the family tree from the will text, checking each heir’s halachic status by hand
- The dayan calculates the correct halachic distribution and compares it to the shtar chov logic — 3–4 hours per case
- The endorsement is recorded on a separate letter, returned by post
With INHERIT:
- A solicitor submits an INHERIT document with the
jewish-successionextension to the Beth Din - The dayan sees the shtar chov logic, kinship tree, and halachic distribution pre-structured and machine-validated
- The dayan verifies the data, records the endorsement directly in the document, and returns it — 1–2 hours per case
“The shtar chov mechanism is delicate — one error in the kinship tree and the entire halachic will collapses. Structured data means I can see the logic, not just read a story.”Dayan Moshe Feldman, Senior Dayan, North London Beth Din
Disclaimer: North London Beth Din is a fictional organisation created for illustrative purposes. This case study describes a hypothetical integration scenario. All metrics, savings, and outcomes are projected estimates, not actual results. References to real regulatory bodies, courts, and legislation are for accuracy and do not imply endorsement.