Noor Wills & Guidance

The Problem#

• Islamic will-writing requires simultaneous compliance with two legal systems: English probate law (for legal validity) and faraid (for distribution to satisfy Islamic obligations)
• The wasiyya (testamentary bequest) is limited to one-third of the estate and may only be made to non-heirs — bequests to Quranic heirs require unanimous consent from all other heirs
• Faraid shares are currently calculated manually using classical fiqh texts and spreadsheets — errors are common, particularly in complex families with multiple marriages
• Mahr (the bride-gift, a priority debt in Islamic law) is frequently overlooked by non-specialist solicitors downstream

How They’d Use INHERIT#

• INHERIT documents carry both the uk-england-wales and islamic-succession extensions simultaneously, with estate.json using willType: "dual"
• The islamic-succession extension’s school field records the applicable madhab — "hanafi" for South Asian families, "shafii" for Southeast Asian families, "maliki" for North African families
• heirClassifications[] classifies each person with heirClass values ("son", "daughter", "wife", "father", "mother"), fixedShareFraction for Quranic shares, and residuaryClass for remainder distribution
• The wasiyyaRules object enforces the one-third limit: maxPortion: 33.33, toNonHeirsOnly: true, requiresHeirConsent: true for bequests exceeding the limit
• awlApplied and raddApplied booleans record proportional adjustments when fixed shares exceed or fall short of 100%
• priorityDebts[] with type: "mahr" ensures the bride-gift is captured as a pre-distribution debt

The Integration#

• Export-focused: Noor Wills generates INHERIT documents for each client, shared with the client’s chosen solicitor for execution
• The solicitor can validate the faraid calculation by checking that heirClassifications[] shares sum correctly and that wasiyyaRules.maxPortion is respected
• Errors are caught before the will is signed — not after death, when correction requires court intervention

The Business Case#

• Structured faraid calculations reduce calculation time from 3–4 hours per will to 30 minutes
• Machine-readable format allows downstream solicitors to validate the Islamic distribution automatically
• Noor Wills estimates that structured output will increase solicitor referrals by 30%, generating approximately £25,000 in additional annual revenue
• The quality assurance value is incalculable — a faraid error discovered after death cannot be corrected without court proceedings

Before / After#

Without INHERIT:

1. Family consults Noor Wills for an Islamic will
2. Will-writer manually calculates faraid shares using spreadsheets and classical texts — 3–4 hours of work
3. Will is sent to a solicitor for execution under English law
4. Solicitor cannot verify the faraid calculation and takes it on trust
5. After death, an error is discovered — a daughter’s share was miscalculated, or mahr was omitted
6. Correction requires a court application — months of delay, thousands in costs, and family distress

With INHERIT:

1. Family consults Noor Wills for an Islamic will
2. Will-writer uses INHERIT’s islamic-succession extension — faraid shares are calculated structurally in 30 minutes
3. INHERIT document is shared with the solicitor, who validates shares, wasiyya limits, and mahr automatically
4. Any errors are caught and corrected before the will is signed