Liability

candidate

A debt or financial obligation. Includes mortgages, loans, credit cards, and cultural obligations (mahr, ketubah debt, lobola) that are priority debts in certain jurisdictions.

liability.json — Core Entity

Properties(11)

Property	Type	Required	Format	Description
`id`	`string`	✓	`uuid`
`type`	`string`	✓		mahr = Islamic deferred bridal gift (priority debt). ketubah_debt = Jewish marriage contract obligation. lobola = African customary bride price. mezonot = Jewish widow's maintenance obligation.(mortgage, personal_loan, credit_card, overdraft, student_loan, car_finance, hire_purchase, mahr, ketubah_debt, lobola, tax_liability, funeral_costs, care_fees, mezonot, other)
`creditor`	`string`			Name of the creditor or institution
`amount`	`money`	✓		Outstanding balance
`securedAgainst`	`string`		`uuid`	Reference to a Property.id or Asset.id this liability is secured against
`monthlyPayment`	`money`
`interestRate`	`number`			Annual interest rate as percentage (e.g. 4.5 = 4.5%)
`startDate`	`string`		`date`
`endDate`	`string`		`date`
`accountReference`	`string`			Account or reference number
`notes`	`string`

References

This schema references the following schemas:

money

Referenced By

The following schemas reference this one:

schema

Raw JSON Schema

{
  "$schema": "https://openinherit.org/v1/dialect.json",
  "$id": "https://openinherit.org/v1/liability.json",
  "title": "Liability",
  "description": "A debt or financial obligation. Includes mortgages, loans, credit cards, and cultural obligations (mahr, ketubah debt, lobola) that are priority debts in certain jurisdictions.",
  "type": "object",
  "properties": {
    "id": { "type": "string", "format": "uuid" },
    "type": {
      "type": "string",
      "enum": [
        "mortgage", "personal_loan", "credit_card", "overdraft",
        "student_loan", "car_finance", "hire_purchase",
        "mahr", "ketubah_debt", "lobola",
        "tax_liability", "funeral_costs", "care_fees", "mezonot",
        "other"
      ],
      "$comment": "mahr = Islamic deferred bridal gift (priority debt). ketubah_debt = Jewish marriage contract obligation. lobola = African customary bride price. mezonot = Jewish widow's maintenance obligation."
    },
    "creditor": {
      "type": "string",
      "description": "Name of the creditor or institution"
    },
    "amount": {
      "$ref": "common/money.json",
      "description": "Outstanding balance"
    },
    "securedAgainst": {
      "type": "string",
      "format": "uuid",
      "description": "Reference to a Property.id or Asset.id this liability is secured against"
    },
    "monthlyPayment": { "$ref": "common/money.json" },
    "interestRate": {
      "type": "number",
      "minimum": 0,
      "description": "Annual interest rate as percentage (e.g. 4.5 = 4.5%)"
    },
    "startDate": { "type": "string", "format": "date" },
    "endDate": { "type": "string", "format": "date" },
    "accountReference": {
      "type": "string",
      "description": "Account or reference number"
    },
    "notes": { "type": "string" }
  },
  "required": ["id", "type", "amount"],
  "patternProperties": {
    "^x-inherit-": {}
  },
  "unevaluatedProperties": false
}